What Is Critical Illness Insurance and Is It Worth Buying?
Elder Law | Estate Planning | Long Term Care

What Is Critical Illness Insurance and Is It Worth Buying?

Many employers offer critical illness insurance as part of their benefit package. What is this insurance and is it worth purchasing? Before paying for a plan, you should read the fine print and consider alternatives.  While a regular health insurance plan usually offers comprehensive coverage for all types of illnesses, many plans have high deductibles…

Make Sure Your Plan Beneficiary Choices Are Up to Date
Estate Planning

Make Sure Your Plan Beneficiary Choices Are Up to Date

Many people periodically update their wills or other estate plans but don’t update who will receive distributions from their retirement plans (such as IRAs and 401(k)s) upon their deaths. Every year you should review your entire estate plan, and the review should include retirement plan “beneficiary designations” to make sure they aren’t outdated. The following…